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Product Liability Insurance

Product Liability Insurance: Full Life Cycle Automation

Coverage for injury and damage caused by defective products. Regure automates document processing, workflow management, and compliance logging across all four stages of the Product Liability insurance life cycle.

The Product Liability Life Cycle: Four Stages, One Platform

Product liability claims are rising with the new EU Product Liability Directive (2024) significantly expanding supplier liability and digital product coverage.

01

Submission Intake in Product Liability

What costs time. Submissions arrive as unstructured PDFs, emails, and web forms. Manual data entry delays quoting and loses business to faster competitors.

What Regure does about it. Regure classifies incoming submissions instantly, extracts structured data from any document format, validates completeness, and routes to the right underwriter — with full audit trail from first touch.

02

Underwriting Triage in Product Liability

What costs time. Underwriters spend hours gathering missing information, chasing brokers, and routing referrals. High-priority risks get lost in the queue alongside trivial ones.

What Regure does about it. Regure scores incoming risks against appetite rules, flags missing information automatically, routes referrals to specialist underwriters, and documents every decision for E&O protection and regulatory review.

03

Claims Adjudication in Product Liability

What costs time. Claims teams manage complex document sets — inspections, invoices, police reports, medical records — across email, portals, and shared drives, creating delays and compliance risk.

What Regure does about it. Regure centralizes all claim documents, extracts key data automatically, tracks SLA compliance, and generates audit-ready evidence packages for every decision from FNOL to settlement.

04

Renewal Automation in Product Liability

What costs time. Renewal processing is largely manual — pulling prior year data, generating renewal packs, chasing endorsements — consuming underwriter time that should be spent on new business.

What Regure does about it. Regure automates renewal pack generation, identifies at-risk accounts based on loss history and market changes, streamlines broker communication, and tracks renewal pipeline from 90 days out.

Key Document Types in Product Liability Insurance

Regure provides pre-built extraction schemas and routing rules for all major Product Liability document types:

Product specification sheetManufacturing quality recordsRecall noticeInjury reportExpert technical opinionDistribution chain records
Regulatory coverage: US, EU, UK
  • CPSC
  • EU Product Liability Directive
  • FDA
  • Trading Standards (UK)

See Regure Handle Product Liability Documents

Book a demo with your actual Product Liability documents. We'll show you extraction, routing, and compliance logging in your specific workflow.

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