Priced on what you run, not how many seats you have
An insurance operation's value doesn't scale with headcount. A six-person reinsurance broking team placing large risks is a different business from a forty-person claims floor. Regure is scoped and priced around the modules you use, the products you write and the configuration your operation needs.
Three ways to buy
Most operations start focused and expand. You do not have to take the whole platform on day one, and starting small does not mean starting on a different product — it is the same platform with fewer modules configured, so expanding later is a configuration exercise rather than a migration.
| Capability | Point solutionStart focused. Expand later.One job, done properly, without a platform migration. The fastest way to put Regure in front of your team and see whether it earns a wider role. | Most commonOperations platformRun the book in one system.For MGAs, Lloyd’s coverholders, brokers and reinsurance brokers running the operation end to end — or alongside a core system they are keeping. | Regulated & multi-regionWhere the regulator sets the shape.For operations where data residency, dedicated infrastructure or multi-entity structure is a requirement rather than a preference. |
|---|---|---|---|
| Documents and extraction | |||
| Document intake, classification and extraction | Included | Included | Included |
| Policy comparison across markets and wordings | Included | Included | Included |
| Renewal comparison against the expiring policy | Included | Included | Included |
| Configured for your document types and products | Included | Included | Included |
| Multilingual documents where the market requires them | Not included | Included | Included |
| Running the book | |||
| Quoting, configurable rating and policy administration | Not included | Included | Included |
| Endorsements, renewals, cancellations and reinstatements | Not included | Included | Included |
| Claims, commissions and invoicing | Not included | Included | Included |
| Bordereaux and delegated authority reporting | Not included | Included | Included |
| Reinsurance operations — submissions through to closings | Not included | Included | Included |
| Broker and policyholder portals | Not included | Included | Included |
| Platform and governance | |||
| Immutable audit trail on everything processed | Included | Included | Included |
| Configurable workflows, roles and permissions | Not included | Included | Included |
| AES-256 encryption and API access | Included | Included | Included |
| Deployment and assurance | |||
| Regional data residency — US, UK, EU, Switzerland, Middle East | Not included | Not included | Included |
| Dedicated regional infrastructure | Not included | Not included | Included |
| Multi-entity and multi-programme structure | Not included | Not included | Included |
| Custom integrations to your core and finance systems | Not included | Scoped | Included |
| Security documentation for procurement review | Not included | Not included | Included |
| Get a scoped proposal for the point solution | Get a scoped proposal for the operations platform | Get a scoped proposal for the regulated & multi-region | |
What makes up the price
Four components. Not every engagement includes all four — a point solution usually has two.
| Component | What it covers | What drives it |
|---|---|---|
| Platform | Ongoing access to the modules in scope, support and updates. | Which modules you run, how many products, and the workload going through them. |
| Configuration | One-time. Setting up your products, rate tables, commission structures, documents, workflows, roles and portals. | Number of products, rating complexity, document and language requirements, and how many portals are in scope. |
| Infrastructure | Only where dedicated deployment or regional data residency is required. | Which regions, whether infrastructure is shared or dedicated, and any resilience requirements. |
| Custom development | Optional. Integrations to your core, finance or third-party systems, and anything genuinely bespoke. | Scoped separately, only where configuration cannot already do the job. |
Configuration is deliberately a separate line rather than something hidden in a seat price. Setting up a specialist insurance product properly — rates, documents, commission structures, reporting — is real work with a real cost, and pretending otherwise tends to produce implementations that disappoint. See our security architecture and audit trail capabilities.
Get a scoped proposal
Tell us what you run and we will come back with a proposal that names the modules, the configuration scope and the commercial shape — not a brochure. If a point solution is the sensible starting place, we will say so.
Scoped against your operation
Products, rate complexity, document and language requirements, portals, integrations and data residency — the things that actually move the number.
Start small without starting over
A point solution runs on the same platform as a full deployment. Expanding later is a configuration exercise, not a migration.
Deployment options
Shared regional infrastructure, dedicated infrastructure, or deployment into your own cloud tenant where that is a requirement.
Request a scoped proposal
Pricing questions
Why is there no price list?
Because a seat price would misprice most of our customers in both directions. Regure is scoped around the modules you run, the number of products, the complexity of your rating and documents, and whether dedicated infrastructure or data residency is in play. A six-person reinsurance broking team and a forty-person claims operation can have very different requirements and very different values, and a per-user list price gets both wrong. We give a scoped proposal instead, usually within a few days of the first working session.
Can we start with one thing rather than the whole platform?
Yes, and most customers do. Policy comparison, renewal comparison or document intake are common starting points — one job, configured properly, with a defined path into the wider platform. It runs on the same platform as a full deployment, so expanding later is a configuration exercise rather than a migration.
Is implementation charged separately?
Yes. Configuration is a separate one-time component covering your products, rate tables, commission structures, documents, workflows, roles and portals. We show it as its own line rather than folding it into a subscription, because setting up a specialist insurance product properly is real work and hiding it tends to produce implementations that disappoint.
What drives the configuration cost?
Number of products, how complex the rating is, document and language requirements, how many portals are in scope, which integrations are needed, and whether regional data residency applies. Those are the questions we work through in the scoping session.
How does data residency affect pricing?
Regure operates separate infrastructure per region. Where shared regional infrastructure meets your requirement there is no additional infrastructure component. Where a regulator or a client contract requires dedicated infrastructure or a specific jurisdiction, that becomes its own priced component — worked out during scoping rather than after contract. See data residency.
Are integrations included?
Regure exposes a REST API and webhooks, and those are part of the platform. Specific connectors to core, finance or third-party systems are scoped during implementation — availability varies by system, so we confirm what is involved for your stack rather than assuming a connector is ready to go. See integrations.
What are contract terms like?
Engagements are normally annual for the platform component, with configuration invoiced against delivery milestones. Specific terms — length, notice, payment schedule — are set out in the proposal and are a normal part of the negotiation.
Can we see it before committing to anything?
Yes. Book a working session and bring your own material — a submission, a rate table, a bordereau, a renewal pack. We run Regure against it and show you the configuration behind it. There is no cost and no obligation attached to that.
Tell us what you run and we'll scope it
A 30-minute working session against your own material, then a proposal that names the modules, the configuration scope and the commercial shape.