European Accident Statement: AI Extraction, Automation & Compliance

What Is the EAS (Constat Amiable)?

Standardized bilateral motor accident report used across EU member states, completed jointly by drivers involved in a road accident.

Market regions: EU, UK. Primary users: Motor insurers, TPAs, EU-based adjusters.

Key Data Fields in the EAS (Constat Amiable)

Insurance operations need to extract and validate the following fields from every EAS (Constat Amiable):

• Date/location/time of accident
• Driver details (both parties)
• Vehicle registration
• Insurance policy details
• Accident circumstances (18 checklist items)
• Witness information
• Sketch of accident

Manual extraction of these fields typically takes 15-45 minutes per document depending on complexity. At volume — hundreds or thousands of EAS (Constat Amiable)s per month — this creates a significant operational bottleneck and introduces transcription errors that cause downstream issues in claims, underwriting, and compliance.

Why EAS (Constat Amiable) Automation Is Difficult

EAS forms arrive in 25+ language variants (French Constat Amiable, Spanish Declaración Amistosa, etc.) and require cross-border recognition. Handwritten sketches and checkboxes resist traditional OCR.

Traditional OCR tools fail on EAS (Constat Amiable) processing because they rely on fixed template matching. When formats vary — due to different software versions, jurisdictions, carriers, or manual completion — template-based extraction breaks down. AI-powered extraction that understands document context and field semantics is required.

Regure's EAS (Constat Amiable) Processing Capability

Regure processes EAS forms in all EU language variants, extracts handwritten and checkbox data using AI vision models, identifies cross-border claim requirements, and routes to the appropriate national claims handler.

Automation Workflows for EAS (Constat Amiable)

Regure applies the following automated workflows to every EAS (Constat Amiable) processed:

Integration with Insurance Systems

Regure processes EAS (Constat Amiable) documents and pushes extracted data to downstream systems via API:

• Guidewire ClaimCenter — extracted claim fields flow directly into claim records
• Applied Epic — policy data populates Epic fields automatically
• Duck Creek — underwriting and claims data syncs via Duck Creek APIs
• Sapiens — document data integrates with Sapiens CoreSuite workflows
• Any policy administration or claims system via Regure REST API

Compliance and Audit Trail for EAS (Constat Amiable)

Every EAS (Constat Amiable) processed through Regure generates an immutable audit trail recording:

• Timestamp and source channel of document receipt
• Each field extracted and the confidence score of the extraction
• Any manual corrections made to extracted data and by whom
• Routing decisions and the rules that triggered them
• All parties who accessed the document and when
• Final disposition — filed, archived, or forwarded to downstream systems

This audit trail satisfies regulatory requirements from the FCA, EU DORA and AI Act, and US state insurance departments for evidence of controlled, documented document processing.

Related Document Types

• Police Report / Official Accident Report — Official law enforcement documentation of an incident, accident, or crime used as primary evidence in insurance claims
• Bilingual Motor Accident Report (Arabic/English) — Arabic/English bilingual motor accident report required by ZATCA Phase 2 and UAE/Saudi traffic authorities

Ready to automate EAS (Constat Amiable) processing in your operation? Book a demo to see Regure extract your actual documents, or explore the full document library to see all supported document types.